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pawn shops are ok, but you do need to have a good idea about what you are buying, some pawn shops do sell fake stuff, my e-book has a lot of information on buying gold and silver, look at my signature

 

So how to check golden and silver stuff for it's authenticity?

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I am planning to buy a gold ring for my wife on her birthday...but with the rising cost of gold I am unable to find a perfect ring in my budget. Are pawn shops good ? How reliable are they?

I wouldn't risk in a such way, and would buy golden or silver jewelry items only from verified online shops like fjewellery which I've found few weeks ago. I've made a simple order of necklace and earrings for my relative, as a birthday gift. And what I can say - they have delivered my jewellery stuff pretty fast.

I buy jewelry on juliet's Lover online website for my wife and mother.  I participate in Membership Plans of Juliet's Lover   https://julietslover.co.uk/membership-plans/ 
So I can buy more beautiful jewelry at a lower price. The member discount  applied automatically when you check out.

Nice